How Does a Secured Business Loan Work?

Do all types of assets work in a secured business loan? It depends. Here are the different types of collaterals you can use for a secured business loan in India. 1. Collateral This is the most common form of secured loan. Collateral is something you own which can be liquidated into cash within no time. It reduces the risk of the lender and will give … Continue reading How Does a Secured Business Loan Work?

4 Loans Cheaper Than A Personal Loan

you are 24 into seven body for all your money Mattox personal loan is an unsecured loan with no collateral backing the loan to guard against repayment default that is a reason they come with high interest rates. many people fall upon personal loans during emergencies or to bridge a gap in their own funds for occasions such as marriage in the family the good … Continue reading 4 Loans Cheaper Than A Personal Loan

How much time does it take to get PMAY Subsidy?

How much time does it take to get PMAY Subsidy? Over Rs 12000 crore subsidy has been released to first time home buyers under Pradhan Mantri Awas Yojana – Credit Linked Subsidy Scheme – Hindu Business Line Everywhere in roads, malls, stations, you come across an advertisement which says, there is a subsidy up to Rs 2.67 lakh on your home loans under Pradhan Mantri … Continue reading How much time does it take to get PMAY Subsidy?

6 Common Misconceptions About Housing Loans – Know The Truth!

Buying a home is a lifelong dream for many of us and since making a down-payment of lakhs of rupees to buy our dream-home is not practically viable for everybody, we almost always end up going for a ‘Home Loan‘ or ‘Housing Loan‘. Most probably, 2 out of 3 people reading this article would have either taken a home loan or at least would be … Continue reading 6 Common Misconceptions About Housing Loans – Know The Truth!

HDFC Personal Loan VS SBI Personal Loan. Which One is Better?

When you think of a personal loan, SBI personal loan, HDFC personal loan or ICICI personal loan etc comes to your mind first. These banks offer the best personal loan products to suit your desires/needs. Here, we will help you compare and choose the right option for yourself. HDFC vs SBI Banks                            … Continue reading HDFC Personal Loan VS SBI Personal Loan. Which One is Better?

Apply Axis Bank Personal Loan at Afinoz platform and get 1% cashback

A personal loan works as your savior when you are in urgent requirement of funds to meet some exigencies. Personal loans are usually designed keeping in mind such urgent needs of the salaried /self-employed class or people who have a continuous source of income. Among some of the leading banks and NBFCs, Axis Bank is a prestigious name.  Apply at Afinoz platform, and get 1% cashback on … Continue reading Apply Axis Bank Personal Loan at Afinoz platform and get 1% cashback

Easy Business Loan for SME-MSME

The growing number of entrepreneurs and businesses showcase that the ecosystem is becoming favorable for small and medium industries (SMEs). Various factors that boost the growth of start-ups and one of them is business loans that help in creating a favorable environment for SMEs and MSMEs (Micro, Small & Medium Enterprises). When it comes to low interest rate business loans for SMEs-MSMEs, there are various … Continue reading Easy Business Loan for SME-MSME

How you can make Rs 10 lakhs by investing a lump sum of Rs 10 thousand?

You may be hearing every now and then that doing SIP (Systematic Investment Plan) every month will help you create a good corpus, although you should also know that it’s not the only way out to invest in mutual funds. You can also generate a corpus by investing a lump sum amount or whenever you have surplus money. Many times people are unable to invest … Continue reading How you can make Rs 10 lakhs by investing a lump sum of Rs 10 thousand?

Debt Mutual Funds vs. Fixed Deposits

Mutual Fund: Debt Mutual Funds vs. Fixed Deposits People often opt for fixed deposits (FDs) when it comes to saving money, considering them to be relatively safe and risk-free financial instruments. However, with other options available, like mutual funds, they face a dilemma as to where should they invest? Whether to go for the risky mutual funds? Or should they invest in a secure fixed … Continue reading Debt Mutual Funds vs. Fixed Deposits

How Does One Late Payment Affect Your Credit Score?

Your one late payment can impact your credit score substantially. The credit score plays a crucial role in loan approval. A good credit score ensures that your loan would get approved quickly and without any hassle, but what if a person has a bad credit score. Many questions that may pop up, like will the loan get approved, can the credit score be improved and … Continue reading How Does One Late Payment Affect Your Credit Score?