Are you working personnel of Oracle India? Facing cash crunch? Seeking for best personal loan fulfil your needs? If your answers for all of the pre-stated questions come up with Yes then this post is stringently for you.
Below we have listed top 6 moneylenders that offer best personal loans to private companies including Oracle India. Take a look to make a wise decision before choosing a certain lender’s offer:
- ICICI Bank
ICICI Bank offers personal loans to Oracle India employees. Following are the details of ICICI Bank personal loan for Oracle India employees:
| ICICI Bank personal loan for Oracle India employees | |
| Minimum Salary | Rs. 25,000/month (ICICI Bank users)Rs. 35,000/month (Others) |
| Working status | 2 years |
| Loan amount | Up to 20 lakhs |
| Credit Score | 750+ |
- Tata Capital
Tata Capital is a leading moneylender in India. The lender offers personal loans for Oracle India employees in India. Take a look at the details of the loan:
| Tata Capital personal loan for Oracle India employees | |
| Minimum Salary | Rs. 30,000/month |
| Working status | 2 years |
| Loan amount | Up to 10 lakhs |
| Credit Score | 750+ |
- IndusInd Bank
You can also avail a personal loan from IndusInd Bank if you are personnel of Oracle India. Have a look at the highlights of the loan details:
| IndusInd Bank personal loan for Oracle India employees | |
| Minimum Salary | Rs. 25,000/month |
| Age | 21-60 years |
| Working status | 6 months |
| Loan amount | Rs. 50,000 – Rs. 15 lakhs |
| Repayment tenor | 1 year – 4 years |
| Foreclosure charges | 4% (after 12 EMIs) |
| Processing fee | 0.5%-2% |
- HDFC Bank
Since HDFC Bank is one of the largest commercial banks of India, thereby, how it can stand behind. The bank offers personal loans for Oracle India employees. Following are the details about HDFC Bank personal loan. Check out:
| HDFC Bank personal loan for Oracle India employees | |
| Minimum Salary | Rs. 20,000/month |
| Age | 23-60 years |
| Working status | 3 months+ |
| Loan amount | Rs. 50,000 – Rs. 40 lakhs |
| Repayment tenor | 1 year – 5 years |
| Foreclosure charges | 4% (after 12 EMIs) |
- Kotak Mahindra Bank
You can consider applying for a personal loan from Kotak Mahindra Bank if you work in Oracle India and seeking the best personal loan. Here are the details of the loan. Take a look:
| Kotak Mahindra Bank personal loan for Oracle India employees | |
| Minimum Salary | Rs. 40,000/month |
| Age | 21-60 years |
| Working status | 6 months+ |
| Loan amount | Rs. 1 lakh – Rs. 15 lakhs |
| Repayment tenor | 1 year – 4 years |
| Foreclosure charges | 5% (after 12 EMIs) |
| Processing fee | 2% |
- Standard Chartered Bank
Standard Chartered Bank is the leading foreign bank in India, it offers a wide array of loan products including personal loans. You can reach this bank for the best personal loan if you are functioning in Oracle India. Check out the highlights of the loan details:
| Standard Chartered Bank personal loan for Oracle India employees | |
| Minimum Salary | Rs. 25,000/month (SCB customers)Rs. 50,000/month (Others) |
| Age | 25-60 years |
| Working status | 3 months+ |
| Loan amount | Rs. 51 lakh – Rs. 30 lakhs |
| Repayment tenor | 1 year – 5 years |
| Foreclosure charges | 1% (after 12 EMIs) |
| Processing fee | NIL |
Conclusion
To conclude, the aforementioned 6 moneylenders are among the leading financial institutions of India, so if you are functioning in Oracle India and seeking personal loans in India, you can consider choosing one of them. Although, we strongly recommend you to perform a thorough study before opting a certain loan offer.
Alongside, you should know that banks do not give any special loan in accordance with the brands, nevertheless, they extend loans for private companies.
If you are still facing the issue to choose one, then you can also step towards instant loan apps as they enable you to avail funds for your instant needs.
Afinoz is one of these loan apps and often stated as the best personal loan app, so if you are still facing issues in finding the best personal loan for you, undoubtedly, download the app now, input your required details, compare various loan offers of different lenders and choose the best according to you.
Read More: How Indiabulls personal loan is helpful for the users?
Finance Consultant 